2023 Hurricane Season Preparations for Homeowners Insurance Customers

Midlands Insurance Center here in Lexington South Carolina wants you to be prepared for the upcoming Hurricane season. When a hurricane approaches the coast of South Carolina, it's important to be prepared and take the necessary steps to ensure your safety and the safety of your home. Here's a step-by-step guide on what to do:

1. Stay Informed: Monitor weather forecasts and updates from trusted sources such as the National Hurricane Center, local meteorological agencies, and emergency management authorities. Sign up for emergency alerts and notifications, also checkout the following link for current information on Hurricanes and Storms.

2. https://www.noaa.gov/hurricane-prep

3. Create an Emergency Plan:

   • Have a family emergency plan in place. Discuss evacuation routes, meeting points, and communication methods with family members.
   • If you have pets, make sure to include them in your evacuation plans.

4. Evacuation:

   • If you live in a coastal area or an area prone to flooding, follow evacuation orders issued by local authorities. Take them seriously to ensure your safety.
   • If you need to evacuate, do so early to avoid traffic congestion and other risks associated with last-minute evacuations.

5. Secure Your Home:

   • Trim trees and shrubs to reduce potential debris during the storm.
   • Reinforce windows and doors with storm shutters or plywood.
   • Bring in outdoor furniture, decorations, and anything that could become flying debris.

6. Emergency Supplies:

   • Stock up on essential supplies such as non-perishable food, water, medications, first aid supplies, flashlights, batteries, a battery-powered radio, and important documents.
   • Make sure you have enough supplies to last several days in case of power outages or difficulties accessing resources.

7. Communication Plan:

   • Ensure you have fully charged cell phones and portable chargers.
   • Establish communication with family and friends outside the affected area so they know your plans and whereabouts.

8. Sheltering in Place:

   • If you're not under an evacuation order and plan to stay home, create a safe space in an interior room, preferably without windows. Be prepared for power outages and water supply disruptions.

9. After the Storm:

   • Stay indoors until local authorities declare it safe to go outside.
   • Be cautious of downed power lines, flooded areas, and debris.
   • Check on neighbors, especially those who are elderly or have special needs.

10. Insurance and Documentation:

    • Review your homeowner's insurance policy to understand your coverage in case of storm-related damage.
    • Document any pre-existing damage to your property with photos or videos for insurance claims.

11. Stay Updated:

• Stay tuned to local news and updates for information on road conditions, emergency services, and recovery efforts.

Remember, safety is the top priority during a hurricane. Always follow the guidance of local authorities and emergency management agencies. Being well-prepared and informed can make a significant difference in how you and your loved ones weather the storm. Give us a call 803-957-3311 or come by http://midlandsinsurancecenter.com/  339 W Butler Street, Lexington, SC 29072