South Carolina requires all drivers to carry a minimum of the following car insurance coverage:
- Liability insurance: This coverage pays for bodily injury and property damage to others if you are at fault for an accident. The minimum liability coverage required in South Carolina is:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
- Uninsured motorist (UM) and underinsured motorist (UIM) coverage: This coverage protects you and your passengers if you are hit by an uninsured or underinsured driver. The minimum UM/UIM coverage required in South Carolina is:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
You may also want to consider purchasing additional car insurance coverage, such as:
- Collision insurance: This coverage pays to repair or replace your own vehicle if it is damaged in an accident, regardless of who is at fault.
- Comprehensive insurance: This coverage pays to repair or replace your own vehicle if it is damaged or stolen, other than in a collision.
If you are unsure what types of car insurance coverage you need, you should give Midlands Insurance Center a call at 803-957-3311. We can help you assess your risk and choose the right coverage for your needs and budget. David Bryant or Kim Cox can find you the proper coverage you need to drive safely in Lexington South Carolina today! Stop by and see us or visit our website at http://midlandsinsurancecenter.com/